[rob62521]

When I was growing up, my parents were always talking about growing up during the depression. One thing they talked about was how some people bought stuff "on time". One man in particular when he had an extra dime or nickel, would use it to pay on his bill although he didn't pay it all off. My dad would say how that would eventually add up even though it was a little bit at a time. It made me think that I needed to do that and I opened a small savings account and would put whatever extra I had in it each week whether it was a $1 or $5 or more. It was a great help when we went on strike because I had something to fall back on and it was virtually painfree savings because I never felt like I was doing without anything. We do this same thing now by putting extra money in a vacation fund account and a Christmas club account until we get a total we want.