Mortgage currently at 66 000$
Car loan 6600$, 0% interest, will be paid of in 11 months
However, I suspect the major renos we'll start in the spring will set us back around 15 000$, 5-7k of which will com from the HELOC (probably paid in 1 year). We could probably pay it off right away if we didn't do any vacations, but I firmly try to balance my life with enjoyment, savings, and a little debt (quite small for our income of 120 000$/year).
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