Well, I had to clarify, I have a FULL EF, but I choose to invest some of it in my ROTH. There is very sound reasoning for this. I'd say I'd be remiss to not max out my ROTHS. But there are many reasons for this, that I won't go into, but I am defending people who utilzie ROTHs in their efund strategy.
I do admit I have plenty of Efund and plenty of retirement, regardless. IT is a tax shelter strategy, simply. For that, I'd say my situation is wise.
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