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Originally Posted by CCFREEDOM
No...modifying does not impact your credit at all as long as you have not fallen behind on payments. My payment is about to readjust to a much higher rate and I want them to lower it. With the current situation now..they are very cooperative in doing that.
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I hope they would be cooperative in helping people renegotiate these higher unrealistic rates down.
CCfreedom, I cannot tell if you're still in Northridge (implication is that 3 years ago you bought a different place?), but in either case, that earthquake was a major one. It took them 6 years to rebuild the two wings of the library at CSUN after those wings of the library sheared away from the main. 6 years. There are still places not rebuilt.