Quote:
Originally Posted by maat55
Allow me to use a better word, impatient. When I was building my EF, I wanted real bad to start my Roth, but I went ahead and finished my EF. Today, had I skipped ahead and funded the Roth, I would have lost a good chunk of money.
I'm working on choosing better words, I'll get it down sooner or later. I should clear up something. A few times now I've been called Matt. My name is Mark, maat is initials for my families first names, mark, ashley, alayna & teresa. But I kinda like the name matt.
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We have not fully fund our EF only 2 months worth so far without SDI. Our goal is $36K EF (6 months) we got $12K saved so far. But we will continue building it after christmas. In any event, both of us have short term disability insurance to cover 55% of our monthly expenses which stretches our EF to 9-10 months. That's still better than most.