Update on SCBT (
www.smallenoughtocare.com). I just got my first month's worth of 5% interest. No hiccups. I had to consciously work to use the debit card 10 times since I didn't get the account funded until Sept 20th (only had 10 days to use it 10 times). I don't expect that to be a problem in months ahead. I am having my CC bill autodrafted so that satisfies the ACH/DD requirement. IMO it is not much to do to get the 5%.