Quote:
Originally Posted by tripods68
I sense that you "envy" your neighbors in some way for "walking way" from their homes to save money. I suspect you aren't in deep financial trouble either; Otherwise, you wouldn't be late paying bills. That's my psychoanalysis bubble take. Take it for what it is
There's actually a better options. Try to find ways to cutback on your monthly expenses. List your income/expenses. If that means no movies, vacation, or entertainment, or no new clothes for a while, maybe a year or so, your debt (except housing) could be paid off a lot sooner. By then, the "monkey" will be off your back and you can breath a sigh of relief. More importantly you'll have a new perspectives by then. Just try it.
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you got it tripod.
I have already posted my income and debt few months ago. I have cut down my expenses as much as I could. We currently get around $3500 after all the xpenses and paying our CC debt. We still have over 40K of CC debt. It was over 60 some time back. I also got car loan of 24K. paying $540 everymonth.