HSBC on line banking
HSBC is another online bank doing average monthy balance interest especially when HSBC pays interest on 10th of month and not end of month.
I'm waiting to hear what they charge for closing account in under 3 months.
Read fine print. There is a big difference between compounded and average balance when you deposit or withdraw your money and are not aware of HSBS monthly interest closing dates.
And read fine print on points charged if an interest only or equity loan is paid off early.
Points can add up to big bucks depending on length and amount of loan.
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