Here's another angle about living high on the hog just because one can: Exposure to risk. For example there are some locales like Southern California (my former residence) and here in the Philippines where car-jacking and other property crimes are rampant. Why would I want to call attention to myself by driving an expensive vehicle like a Jag or show off in other ways. I would like to think that if I were wealthy, I would live comfortably but inconspicuously.
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