Using of credit cards for New Year or during special occassion is a good idea if you know the limitation and the proper use of it without spending too much.
The reason that you have credit card debt is not the fault of the credit card "but the credit card user". The reason that you have credit card debt is because of your current spending habits "that spending too much", luxury like clothes, jewelry than the basic needs or everyday neccessity like food, water, and gas". While credit cards can make spending easier "if they know the limitation and proper use of credit cards", they aren't the root cause of the problem.
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