[mjrube94]

1) Shop around, every single year, and call at least 3 different places.
2) Check different affiliations (alumni associations, corporate connections, etc.) to see if they have any agreements with certain companies.
3) The usual: use the same company as your house insurance, raise deductibles, drop collision on older vehicles.
4) VIN # etching can usually knock off a few bucks (call your insurance company first to see if they discount for it, then call your police department to see if they'll do this).
5) Ask if you get a discount for prepaying the year upfront.
6) Call your insurer and ask what other discounts may be available. Have you been with the same place for years with no claims? If so, tell them that you're concerned with the high price, don't want to switch but may be forced to look around, blah blah blah and see what they come back with.