Quote:
Originally Posted by geojen
I am in the 80%. I really dislike the idea of health insurance for several reasons:
1) No one should profit from someone's ill health.
2) Insurance companies have different economic priorities than all other companies. usually, to attract and keep customers, a company will try to provide the most services for the cheapest price. Insurance companies try to provide the least amount of service for the highest price. Doesn't seem right.
3) I REALLY dislike a company, any company, telling my doctor what is and isn't considered medically necessary or in my best interest.
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1) No one should profit from someone's ill health, but if that person is going to get better (or more comfortable in the case of a terminal illness), there is nothing wrong with the people doing the fixing or the comforting making a profit.
2) All companies try to make money. For a lot of them, the way to do that is keep their customers happy. Others don't give a rip about the customers because their goods/services are needed and the customers will always be there. I do agree with you a bit, here, though, because if everyone had to buy their own health insurance instead of most people going through their company, the health insurance companies would have to compete for your money. As it is, you really don't have a choice when going through your company unless the company negotiates with multiple insurers. If they were competing for your business, the rates should go down like life insurance has lately.
3) If we don't have health insurance, then who will pay for the treatment we receive? If you are suggesting each person will pay for their own care, good luck with that. How many more people will be destroyed by medical bills and have to declare bankruptcy? If you are suggesting the government, good luck with that too:
The Ugly Truth About Canadian Health Care by David Gratzer, City Journal Summer 2007