I have excellent healthcare insurance, vision and dental plans. Only 60 dollars are taken out of my monthly paychecks for a family plan. Co-payments are between 5-15 dollars and often get a three month supply for a 5 dollar payment on my prescriptions.
With that being said, I have to say I am one of the 80%. It breaks my heart when I see my mom pay 10 times more than I do on prescriptions and high doctor bills. She does have diabetes and Manic Depression. Been through 4-6 strokes and 3 heart attacks and has an ICUV implant and has mountains of health debts that she will never be able to repay back all in her lifetime.
I have a friend who has to pay the full amount on migraines prescriptions which is often around 200 dollars for only 9 pills. (I pay 5 - 20 dollars on mine). She has a lower paying job.
I have good health insurance plan because I work for a global high tech company with several thousand employees and the company pays out of pocket cost additional to the insurance payments so the employees do not have to pay much. This is part of an incentive for employees as the company is looking for best talent and retaining them.
While I am happy to be working at my company and having great insurance plans, it just a bad deal for those who do not have those perks and seems so wrong as there got to be a way to achieve a plan similar that is available to others as well. It does seem like those who are well off or working for the right company fare better and making others seem not as important. It breaks my heart.
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