View Single Post
  #43 (permalink)  
Old 08-05-2008, 10:51 AM
osadg osadg is offline
$ Saving Sixth Grader
 
Join Date: Feb 2008
Posts: 49
Points: 270.00
Donate
Default

My first roomate in college also had a real problem controlling her spending. She actually took all the cards out and switched to cash. She TRIED to avoid going shopping or meeting friends at the mall, but it just didn't happen so she started giving herself an allowance. She only took out an pre-determined sum of money at the start of each week, and she tossed the cards, and checks. At first it was still difficult for her, but after a few very broke weeks, she realized how fast the money really went, and sure enough she quit spending. When she was using her debit card (and credit cards) she didn't realized how much she would spend, when she had to count out the cash-she DID! With her new "spending" habits she was even able to pay her credit cards off in about a year and a half.
You can certainly stop spending-you just have to figure out what works for you!
Good Luck!!
Reply With Quote