Quote:
Originally Posted by Gruntina
I base my %'s on my gross. On the 401(k) I have half in Roth 401(k) and half in the regular 401(k) since both are offered by my Company's plan but it is figured out by the percentage I contribute and not by dollar amount.
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I forgot to add, I do things based on Gross because I am always going to have to live with taxes. This just makes things easier for me on planning my budget. Even my take home taxes will go to other kinds of taxes like sales taxes which is 8.25% at the moment.
Another thing is that my health insurances and FSA accounts are pretax as well and they are included on my budget.