I've used both Money and Quicken in the past but never really liked the complexity of using them for personal use. I prefer an Excel spreadsheet (to generate reports like cash flow, figure out taxes etc) but even paper and pencil would work just fine.
What is it that you are trying to accomplish by using software ? The simpler you keep your expenses to track the easier you can work on your goals. I have a total of 16 (line items) monthly expenses that I know off the top of my head
One of the biggest advantages of using a software is that you can download all your statements from the banks right into the software but for me I don't really care too much about that because I always know where my money goes. I also don't belive in the conventional budgeting, it never really worked for me. The way I do it now is by setting aside 80% of my pay check for monthly expenses. The left over 20% is then divided further: 10% savings, and 10% whatever I want to do with it.