you should be aware that wage garnishments cannot exceed a certain percentage of take home pay. for example, creditors with valid judgments can not garnish more than 25% of take-home pay; it often is a lower percentage, if certain legal procedures are followed. the percentage varies by state, and people should consult their own state's garnishment and/or personal property exemption laws to determine the amount of their paychecks that might be at risk. sharon maxwell, tucson
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