I agree, Diolla. My goal is to have a lousy credit score BECAUSE I quit borrowing money (the only way to keep a good credit score). I'm not going to stay in debt for the rest of my life just to have a good credit score. Guess I'd rather be giving the insurance company a bit more of my money to insure my paid-for car, and I'd be able to afford that because I quit the credit game.
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