Re: Finally have a budget, in the 'black'!
To me, you can have a budget period in the black (which means you're spending less than you make)
and yet not be, personally, in the black (if your debts exceed your assets).
I think you have to differentiate. They're two different things- One which is a factor of earnings vs. spending within a certain time frame, the other which is a factor of earnings vs. spending over your entire lifetime.
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