Quote:
Originally Posted by tripods68
DS---We are both in agreement in general. You have to look at your circumstances in a case by case.
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Agreed. But as Jim always says, general questions get general answers. As a general rule, folks should base their purchases on their income situation at the time of the purchase. Certainly, as both you and I illustrated, there are specific instances where taking future earnings into account makes sense, but since many people are already pushing the limit when they buy a home, I wouldn't suggest they push it even more by counting on raises that haven't happened yet. That's why in general, I would agree with DR on this one (see maat, I do agree with some of his advice
).