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Originally Posted by jmjj215
Avoid credit cards all together. And tell your friends. They're coming up with evermore creative ways to take our money! What ever happened to cash? This could be bad.
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There really is no reason to avoid credit cards unless you don't have the discipline to use them correctly. Now this particular credit card isn't the smartest choice in the world, but it doesn't mean to avoid all credit cards. It just means to be wise in your choices.