Congratulations! Once you've got that CC debt under control, you should look at using the money you were putting into reducing debt each month into an investment (such as a mutual fund).
Quote:
|
Originally Posted by PrincessPerky
So I sortof knew what is was, but I kept changing it and even though lately that was for the better I still hate doing anything twice  . So I finally have it where I think it has been the same for a couple months and I wrote it out and everything, first time in my life I had a budget that came up to under my income! which is not to say I have always lived over income (quite the opposite), just that when I had plenty I never wrote it out. (not the best idea to plan for the future)
It leaves me with about 200 to send on the CC each month, which will take 2 years to pay off (according to the wonderful calculator on here .) which is far to long, though we will be getting some bonuses to put torwards it in the spring. Anyway 2 years is too long! |