I am constantly analyzing how much I donate to charity to see if I can give more. There was once a time when I could not afford to donate money or time, because I was a student that worked a full-time job and made very little money. Now that I'm successful, I donate what I can when I can... However, I had to start by giving very little, and then seeing how much of an impact it made upon my monthly expenses. Eventually, you will discover just how much you can give without hurting yourself financially. However, if now is too early due to tight finances, then just wait until your income level increases! Or, simply donate your time to a charitable organization that needs volunteers...
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