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Old 06-28-2008, 04:51 PM
snafu snafu is offline
$ Saving Jr. College Student
 
Join Date: Nov 2006
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Good for you cameorose, you've taken a giant step forward by realizing that you don't want to repeat your mom's problems and that much of your purchases were impulse buying. Avoiding fast food at work has the added bonus of being good for your health. So much F/food has too much salt, chemicals and calcium leaching products.

To help avoid impulse buying, compell yourself to discarding an old item each time you buy something new. New jeans mean old jeans go to GW or SA etc. Use a place on your calendar for 'cost avoidance.' Another is to make a note of what you want to buy and wait 48 hours before making the 'buy' to decide if it's a 'want' or a 'need.' Don't fall for the marketing ploys. They don't care about you...they just want to get their hand in your pocket!

I note savings and add the sums at the end of the month. I transfer that sum to a savings project [just now trying to fund a winter holiday].

Keeping in touch on this Board helps keep you motivated. Let us know your successes and we'll cheer you on.
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