Sit and talk over a meal out. That's the only way I get DH to really listen. Without me, he would put everything on autopilot. Autopilot car payment, autopilot retirement, savings, etc. He's a very CHEAP guy and not spendy. When we meet he had like $30k saved and we could buy a condo together and he bought his own car and a small loan $5k.
My DH isn't irresponsible with money, heck no. It's just that he really isn't that into it.
I'm okay with that and he's completely into trusting me so he's more lax.
I break it down into small sessions if we have to talk focus on ONE point. Like today over dinner out I discussed if we should keep ESPP (on 7/1) invested or flip it and put it into a Money Market. We discussed the volatility and our chosen risk, and whether we were okay losing money. And how much we should leave in there?
That was about 10 minutes and that's it for awhile. Other money discussion was we can't afford an expensive vacation this summer, just a cheaper one. Another 10 minutes deciding how much to spend.
So 20 minutes. You gotta choose your battles before the uninteresed financial person stops listening, maat.
Besides, you have us to talk to. Your spouse probably like mine doesn't want to talk finances all the time.
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