Gerber Life Insurance
As a mother who lost an infant, I'd like to say that, at the time, I wish I HAD had insurance for the child. The funeral bills wouldn't have been such a terrible burden at a terrible time back then.
That being said, there are alternatives. Gerber Life might be OK until parents had time to build a savings account for any emergencies relating to the child. Then the policy could be cancelled.
Alternatively, if your workplace offers life insurance for their employees, often they will allow you to purchase a rider for your children's life insurance at a very, very low cost. This would more than likely be preferable to Gerber.
Children's life insurance policies do have their place, but I would not recommend buying a very large policy. Just enough to cover funeral expenses, God forbid.
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