Re: reward credit card vs regular credit card
Interesting...there may be some truth to this, but I think much more so with people who don't know how to budget than those that do. Just having cash would limit soem purchases to what you have on hand. I know there are times when I have only had cash and needed to buy something and had to go to the bank to get the extra money and return to the store to get it. I guess cash only would be a forced savings to some degree depending on how much you carried aroound.
The problem I see here are all the bank fees you get charged for taking out money. Those fees can quickly amount to much more that you might spend additionally on a credit card. I think no matter which way you choose, you just have to be responsible because they can get you with fees either way.
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