Obviously, they made decision that paid off well; combined incomes well over $200K. They made good choices; invest in their education and it has paid off so far. I understand what you are to trying to say with regard to having to live a life "debt free". I don't know anyone that wouldn't want that. Their just starting out; new baby, new house, etc. But I'm sure 10 years from now, they would be in a much different situation.
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