I would like to remind you that student loan debt is unsecured debt and non bankruptable. High incomes are also not garanteed. Mortgages are usually protected by the value of the home, your education is worthless if you become disabled or mentally incapacitated.
Questions that needs to be asked are: Was it necessary to pay as high a price for your education as you have borrowed? Would have living on half of your income and paying off debt, been a better investment in the longrun? Is unsecured student loan debt a risk?
If your world stays perfect, you may not need to worry about these questions. You have a big shovel to move the mountain of debt you have, I would build up your EF and make sure you two have sufficient life & disability ins.
Yes, there are those here who are debt adverse and those who are debt tollerant. The good thing for you is that you will get to hear both sides and maybe something in the middle. IMO, personal finance is not just a numbers game, it is a lifestyle. To me, being debt free, having an EF and investing for the future is a safer less stressful lifestyle. Finding a plan that fits you is your task. Good luck as you do this.
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