It seems like a lot of the posts are saying that we have been financially irresponsible by accumulating so much debt. When making the decisions to go to graduate schools and finance via student loans we fully undertood the financial implications of both paying off the debt and increasing our lifetime earning potential. I get the sense that most people in this forum are very debt adverse and wouldn't take out huge student loans to finance education. When deciding to take on this debt we viewed this as an investment in ourselves. We were making decent money before graduate schools but now have a much higher top end earning potential.
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