Quote:
Originally Posted by jimstolz76
I used to have ING do an automatic withdrawal on paydays from my main checking account. My problem with this was that I would go in and tweak the amount being withdrawn, or skip the withdrawal all together. I need it to be difficult to change. 
I guess two main limitations right now are that I don't have much to put away, and I'm not as disciplined as I should be.
I'm thinking the $100/pay ($200/month) is going to be hard. But I bet after a few months in I won't even notice and will be finding more and more money to put away. I tried having separate accounts for savings, automatic bills, manual-pay bills, etc. and basically what happened was I didn't have enough money in any of them and ended up with overdraft fees from multiple accounts instead of just one.
I need it to be simple to follow and hard to change... if that makes any sense
Love the input, thanks! |
I started putting away $5 in my accounts and then I increased as time when on. I know that's not alot and some people would think that might be a waste of time to do but saving something is always better than saving nothing at all. IMO. I would start with an EF. Set a amount and time frame of what you would like to save and go for it.