Quote:
Originally Posted by maat55
As you can see, in my plan, your vacation 2 months from now does not happen. If you want to reach your goals and prosper, your going to have to learn to prioritize and sacrifice for a better plan. I wasted 20 years not prospering because I didn't prioritize, now that I'm on track I'm prepaired for hardship and am prospering with much less stress.
It's good to see that you are looking for information to better yourself, I hope you get on a plan with a good budget and stick to it. Good luck.
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Thanks
The vacation was not our idea, a friend is renting a big house and invited us to come if we helped pay for a small portion of it. I've never been on a real vacation as I was self employed from 18 til 26 and have been too broke from 26 til now (31)
We already think the vacation may not be happening due to some other circumstances... It will be a disappointment but we'll get over it.
Right now I need to set up some 'habits' for my wife and I to follow. If it's not second nature, we won't do it. We're both smart enough to follow it if we can figure out a good plan, but we're both also impulsive enough to falter at the first speed bump.
We have done well so far. We bit the bullet a while ago and went to CCCS for debt counseling and are working on paying that off. I have some outstanding IRS debts, my wife has a small $1,300 bill to pay before she can continue classes for a respiratory nursing degree, and we have a car we're paying off. Other than that, we have no debts. It's slowly getting better for us, and I want to make sure we're on the right track.