You know, I should probably not leave the impression that I don't think people need to budget for children just because we didn't. The truth is, we still do not really budget after over 25 years together. We are just ever vigilant, not impulsive with many purchases, and save money in a zillion small ways. We happily coast along like this and provide for the future as well, but I know many people need to put some numbers before themselves in order to reach their goals.
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