It all depends on the details of the offer you signed up for. I took advantage of a similar offer with BofA last year. They offered me $100 if I opened a checking account online with at least $25 and kept it open for at least 60 days. Direct deposit was not required for the offer I received. After the 60 days was up, BofA credited my account $100 and I closed it within a few days of that deposit. There were no fees associated with the closing.
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