If your numbers are accurate, you should have over $1200 left over at the end of the month ($5059 income vs $3811 expenses). Where is that $1200 going right now? If you don't know, you need to spend a month or two tracking every single penny you spend. If you truly have that much money left at the end of each month, I see no reason to adjust your 401(k) contributions. Simply take that $1200 each month and use it to attack the debt.
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