Yes you do. I don't get why so many people who are debt free or anti-debt, have been able to "compromise" their morals and settle with credit card companies or doctors for their bills.
They charged it, they should pay for it. BUT so many of these anti-debt crusaders say they were given CC they couldn't afford. So it's not their fault. They were "bitten" by snakes. It's not their fault, but the CC problem.
Which I don't get because honestly who doesn't know that if you charge something you have to pay for it? I mean these people say they don't understand CC, but then they charge for 5 or 10 years? How long does it take to understand it?
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