I don't know yet, since I am saving up for my first home currently. However, I would say that even though my house will technically be a part of my net worth, I never plan on counting it as part of my retirement money. I will only consider various retirement accounts that I have. Yes, at some point I may downsize when I get older, but I don't really see the money that I have in my house as money that I can or will eventually spend... so I guess my answer is 0%? Sorry if that explaination was confusing. Blame it on my small breakfast I had this morning.
