Jim, I think you misunderstood the question. OP wasn't asking if they should do the upgrades. He was asking how to pay for them.
Certainly, if you have the cash, pay for them upfront. Why pay interest on them if you don't have to?
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Steve
Join the 2009 Ebay Challenge!
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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