[celebrity0608]

I have another question for you guys. My wife and I are hoping to buy a house anywhere from 1-2 years from now depending on when we can get the credit scores up.

So, my question is...with a 1-2 year goal to get it cleaned up....should we go with the settlement offers or pay them in full?

As of right now, we are trying to pay everyone in full. I know this helps your score more than settlements will, and we do feel better knowing that we have paid things in full.

Thanks in advance!