In defense of F16, I think sometimes things don't quite come across in our postings exactly the way we mean them. I know that's happened to me a time or two!
For the original poster - yes, I do think you will save money by not having kids (unless you choose to live extravagantly on the money you aren't spending on them). I would be farther ahead financially had I not had my daughter. Of course I wouldn't trade her for anything, but the reality is that I would have been further ahead in my career and financial goals by now if I hadn't been a mother.
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