[disneysteve]

Originally Posted by hakuna matata

I have friends who have children 16 years and older and the wife is still at home, and they are struggling on one income and have very little set aside for retirement. Seems at some point when circumstances change you need to re-evaluate the situation and make adjustments.

I agree, though this particular example may not apply to your original point. if this woman goes back to work, it sounds like they'd very likely spend her income rather than put it all away for retirement if they are struggling now on one income.

Of course, as we often say around here, most people don't have an income problem, they have a spending problem. More money doesn't solve that.