[disneysteve]

Originally Posted by brig2221

I think we too often ignore how people are brought up. Many of you on this thread are die hard savers and proud to be so, also claim that you got many of those traits from how your parents raised you.

That's an interesting point. I think upbringing is sometimes a factor and other times not. I believe a lot of this truly is ingrained, hard-wired in our brains somehow.

My example was about my sister-in-law. That is my wife's sister. My wife is a dedicated saver (long before she married me), very careful with her money and a frugal shopper.

Her sister, a couple of years older, is anything but. When she was a teen, she wanted to buy a car. Their father said that if she saved money every month for 6 months, showing that she could consistently make payments, he would match her savings after 6 months and she'd be able to get a much better car. She had a fit and refused to do that and went out and bought some piece of junk on her own. So even at a fairly young age, her mindset was clear. She's had money problems ever since and married a guy who was even worse than her.

There is one other sister who is also very good with money and married a guy who is the same. Same house, same parents, same lessons. Totally different outcomes.