ROTH IRA. Can not stress this enough. Investments are about time more than money. If you contribute the limit each month (about $416), starting at your young age, you will be a lot better off when you retire than most other people.
ROTH IRA. This is your primary thing to do. Next, save enough money in a savings account to last you for a year. Next, save enough money to put in a no-load index fund in the stock market.... ROTH IRA is first, no matter what. Savings is second. Investments are third - and your first $10,000 goes into an index fund.
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