Like the last person said, I would also get information about a short sale - the bank might be willing to work with you if you talk with them (especially with the market right now...they don't want to lose money either, if there would be foreclosure). If you go with a Realtor to help you do a short sale, make sure to interview them well and they know what they are doing. That's a lot of money to lose each year since we don't know when the market will turn around...
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