Saving for Christmas
The easiest and least financially stressful Christmas we have ever had was when we started shopping for presents in October. It probably cost us just as much but, the pain was spread out over the months leading up to Christmas. This year we are trying something different, we have been saving $100 a month in a separate account to spend on Christmas. I will try to let you know how it goes.
Sincewe are talking about saving for christmas, I just wanted to plug a YouTube contest being put on by an online savings bank, FNBO Direct call the Pay Yourself First Challenge. This could be a great way for people to get some new ideas on how to save money for christmas for their kids. If you are so inclined and want to join the challenge check out the web page at: pyfchallenge.com and submit your video to the group page on YouTube. There are prizes awarded just for submitting a video to the challenge, and there is a chance to have your savings matched dollar for dollar up to five thousand dollars. Anyway, check it out you never know.
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