I'm new too, but thought I'd add something anyway

. I think that it's wise to pay off debt - especially since you've done well to put money into savings and retirement. If you get the car paid off, then you'll have even more money to put other places (savings, retirement, etc.). Do you have any other debt besides the car and house? No credit card debt or anything? I would pay the lowest loan off first and then work your way up.