My partner and I both max out our 401ks and Roth IRAs each year. Next year she'll hit 50 so we'll have to figure out a way to add another $6000 ($5000 catch up for 401k and $1000 for Roth IRA). We have mutual funds and a home that I will make sure is paid off before retirement. I also have an annuity, a Traditional IRA, and some separate mutual funds. She has a small pension as well. We have life insurance of course, as well as a Joint Asset Trust, which is needed because as "legal strangers" we can't inherit anything from each other without paying taxes, etc. through the nose.
The trick now is to remain debt free, pay off the house, and continue saving so we can hit the magic number (2 - 2.5 million) in 15 years or less.
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