I am 43. My wife is 44.
My wife has a rollover IRA from an old job and a 403b from an old job. Neither is being added to. She also has a Roth IRA that we max out each year. She currently works part-time and 50% of her gross goes to her 401k (plus the company match which she won't be vested in until next summer).
I have a rollover IRA from an old job and a traditional IRA that I no longer contribute to. I also have a Roth IRA that I max out each year (already maxed for 2008). In addition to the Roth, I have a few taxable mutual fund investments that I contribute to. And there are some other assorted investments such as our money market accounts, a brokerage account with some individual stocks, some I-bonds, a CD, etc.
Neither of us have a pension.
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Steve
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