I wonder if all our saving is for nil? I know people say to retire early, but when given the opportunity would we really take it?
I'm not saying save but I wonder if we really need to save so much? DH's getting on me about not saving so much. Granted we're relatively young, and have no kids (MY POINT) now is the time to sacrifice. Later we'll have sacrifices, but we'll be able to roll with it.
So in 25 years will it matter if we have 1 million or 3 million?
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