[disneysteve]

Originally Posted by LivingAlmostLarge

Or if I didn't have cash, DH and I would have suffered without water and drinks until we went to a store that took CC. With cash in our pockets we stopped at vendors and bought food (Something WE NEVER DO).

And we stop for stupid $1 soda, when we would never buy stuff on a credit card. It stops a lot of impulse purchases.

I look pretty stupid whipping out plastic for one truffle. If I have cash I'll do it. But if not well then I don't spend that buck.

You are looking at it as an either-or situation. I don't think that is true for most people. I use my CC for almost everything, but I still always have cash in my wallet. Sometimes, you just need cash, usually for little things, donations, yard sales, making change at the office, stuff where a CC just doesn't work or isn't appropriate.

I agree that it is far easier to track spending with a CC, but not everyone can work that way for whatever reason. I think Snave is right that it is easier to get into trouble with a CC if you aren't careful. If I have $100 cash, the most I can possibly spend is $100. If I have my Visa in my pocket, the most I can spend is $32,000 if I'm not paying attention. Add in the 3 other cards we carry, and we could spend nearly $100,000. Of course, if you aren't going to pay attention to your spending, you've got no business owning a credit card.